<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
                            http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- Homepage -->
  <url>
    <loc>https://vitanovagi.com/</loc>
    <lastmod>2026-02-15</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://vitanovagi.com/vita-nova-logo.png</image:loc>
      <image:title>Vita Nova Gibraltar Logo</image:title>
      <image:caption>Build Your New Life With Us</image:caption>
    </image:image>
  </url>

  <!-- Properties Listing Page -->
  <url>
    <loc>https://vitanovagi.com/properties</loc>
    <lastmod>2026-02-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- About Page -->
  <url>
    <loc>https://vitanovagi.com/about</loc>
    <lastmod>2026-02-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Contact Page -->
  <url>
    <loc>https://vitanovagi.com/contact</loc>
    <lastmod>2026-02-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Blog/Articles Page -->
  <url>
    <loc>https://vitanovagi.com/blog</loc>
    <lastmod>2026-02-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Blog Post: Gibraltar Property Tax Guide 2026 -->
  <url>
    <loc>https://vitanovagi.com/blog/gibraltar-property-tax-guide-2026</loc>
    <lastmod>2026-02-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Blog Post: CAT2 Status Property Requirements -->
  <url>
    <loc>https://vitanovagi.com/blog/cat2-status-property-requirements</loc>
    <lastmod>2026-02-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Blog Post: Non-Resident Mortgage Guide -->
  <url>
    <loc>https://vitanovagi.com/blog/non-resident-mortgage-guide-gibraltar</loc>
    <lastmod>2026-02-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Blog Post: Gibraltar vs Malta vs Cyprus Tax Comparison -->
  <url>
    <loc>https://vitanovagi.com/blog/gibraltar-vs-malta-cyprus-tax-comparison</loc>
    <lastmod>2026-02-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Blog Post: Best Neighborhoods Gibraltar -->
  <url>
    <loc>https://vitanovagi.com/blog/best-neighborhoods-gibraltar-property-investment</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Calculator: Tax Savings -->
  <url>
    <loc>https://vitanovagi.com/calculators/tax-savings</loc>
    <lastmod>2026-02-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Calculator: Mortgage -->
  <url>
    <loc>https://vitanovagi.com/calculators/mortgage</loc>
    <lastmod>2026-02-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

</urlset>
